Eastgrove Business Loans in Meridian, Idaho helps Ada County, ID salon, barber and nail salon owners describe an equipment purchase, a remodel or a new location, and passes the request to funding partners who decide on any offer.
At a glance
- Beauty salons
Beauty salons in Ada County, ID: 195 employers (CBP 2023)
- Nail salons
Nail salons in Ada County, ID: 49 employers (CBP 2023)
- Barber shops
Barber shops in Ada County, ID: 17 employers (CBP 2023)
- Beauty salons in ZIP 83642
Beauty salons with a ZIP 83642 address: 45 (ZBP 2023)
Hair salon financing for Ada County, ID: salon suites, color bars and remodels
Hair salon financing covers three kinds of project. Salon suites, where a salon owner leases a space and divides it into private rooms rented to stylists, mean a build-out with walls, plumbing and electrical in each suite. Color bars are fixtures and equipment. Remodels refresh the floor, lighting and finishes. The build-out and remodel fit a term loan; the color bar and stations fit equipment financing.
A partner reading a suite build-out request looks at the lease, the number of suites, the rent each will bring and how many are already committed. Signed suite agreements help show where the payment will come from.
Barber shop loan in Meridian, ID: mirrors, stations and a second chair row
A barber shop adding a second row of chairs is buying chairs, mirrors, stations and sometimes plumbing for more sinks. The chairs and stations can be financed as equipment; the plumbing is part of the space. A partner looks at how many barbers will fill the new chairs and how the shop is paid, by commission or by chair rent.
County Business Patterns counted 17 barber shops with paid employees in Ada County, ID for 2023, with 150 paid employees, and Nonemployer Statistics counted 185 barber shops without paid employees in 2024, a separate count.
Nail salon loan in Meridian, ID: dryers, product orders and remodels
A nail salon's costs include UV and LED dryers, manicure tables, product orders and remodels, often with ventilation upgrades. Dryers and tables are equipment; product orders are stock that repeats and fits a credit line; ventilation and a remodel are work on the space and fit a term loan.
Ada County, ID had 49 nail salons with paid employees in 2023, 83.7% of them with fewer than five employees, and ten in ZIP 83642 (County Business Patterns and ZIP Code Business Patterns).
Hair salon loans in Meridian, ID: barber chairs, clippers and a storefront sign
A hair salon that also cuts men's hair buys barber chairs, clippers, trimmers and sterilization gear, and a new storefront sign for the added service. The chairs fit equipment financing; small tools and clippers are often paid from cash or bundled with the chairs; the sign is a fixture that may need the landlord's approval and a sign permit.
Equipment financing explains how small items are bundled into one request.
Business loans for salons in Meridian, ID: pedicure thrones, ventilation and retail shelving
A salon adding pedicure chairs, ventilation and retail shelving is expanding into nail and retail services at once. Pedicure chairs with built-in tubs need plumbing and drains, which is work on the space; the chairs themselves can be financed as equipment. Ventilation is a building system. Retail shelving and the first order of product for it are fixtures and stock.
- Pedicure chair quotes with installation and plumbing listed.
- The ventilation bid.
- Shelving and the opening product order.
- The building lease, plus written landlord approval for the plumbing work.
- Recent bank statements showing service and retail sales.
Business loan for hair salon in Meridian, ID: shampoo bowls, color bars and suite leases
A business loan for a hair salon can pay for shampoo bowls, color bars and the costs of a suite lease, such as the deposit and the build-out. A salon moving from booth rental to a suite model, or opening its own suite location, has both equipment and lease costs at once.
Illustration only, invented figures: 4 new styling stations with shampoo bowls at $3,800 each come to $15,200 (our arithmetic). On a 36-month equipment loan at an annual rate of 11%, the salon would pay near $498 monthly and $17,915 across the term (our arithmetic). Salon loans for Meridian, ID suites and studios works through the same choice.
Beauty, Barber and Nail Salons in the Ada County, ID Counts
County Business Patterns counted 195 beauty salons, 49 nail salons and 17 barber shops with paid employees in Ada County, ID for 2023, 261 in all (our sum). Beauty salons had 850 paid employees and about $29.8 million in annual payroll, and 73.3% had fewer than five employees. Personal care services as a whole, which adds day spas, diet centers and other personal care services, numbered 352 employers.
Nonemployer Statistics counted 1,339 beauty salons without paid employees in the county for 2024, a separate count from the employer figures. Gym business loans and business loans for retail cover neighboring trades, and the Meridian, ID business page and the other trade pages add context.
Card-sales funding is explained under merchant cash advances, and product and payroll gaps under working capital loans.
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